Dedicated New Jersey and Pennsylvania Chapter 7, Chapter 11 and Chapter 13 Bankruptcy Attorneys
At some point in your life, you may have felt that sinking feeling that goes with the inability to pay off debts. Credit card debt, hospital bills, job loss - these are a few of the things that could land you deep in debt. There are several ways for you to climb out of that hole, including filing for bankruptcy.
Bankruptcy is not for everyone, but it may be the right option for you.
Contact us, so we can discuss your options.
At McDowell Riga, A Professional Corporation, Attorneys at Law, we have practiced bankruptcy law since 1996, and we've used our collective experience to assist clients with debt-related problems, including:
- Foreclosure
- Lawsuits
- Repossession
- Garnishment of wages
These judgments can be stopped the moment you file for bankruptcy. This means creditors will stop harassing you and threatening to take away your property until we find a solution to your debt problems.
At McDowell Riga, A Professional Corporation, Attorneys at Law, we are committed to helping clients find debt relief by filing for the right type of bankruptcy. Our 80 years of collective experience has given us the skill to represent clients in Chapter 7, Chapter 11 and Chapter 13 bankruptcies.
- Chapter 7 bankruptcy: Also called "Liquidation Bankruptcy," Chapter 7 is used to "wipe the slate clean." In a Chapter 7 bankruptcy, your assets are attached, liquidated, and used to pay off creditors. A Chapter 7 bankruptcy will stay on your credit record for 10 years.
- Chapter 11 bankruptcy: This is commonly used by insolvent businesses that are facing foreclosure. A Chapter 11 bankruptcy allows a business to continue operating while, at the same time, pay off debts using future earnings.
- Chapter 13 bankruptcy: This is commonly referred to as the "wage earner's bankruptcy." Debtors are required to present a repayment plan and are typically given three to five years to pay off their debts. Most debts are discharged after the payment period even if they are not fully paid. A Chapter 13 bankruptcy will stay on your credit report for seven years.
If you are in debt and in need of an experienced team of bankruptcy lawyers, contact McDowell Riga to schedule your free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
McDowell Riga, A Professional Corporation
Attorneys at Law
46 West Main Street
Maple Shade, NJ 08052
Phone: 856-482-5544 ▪ Fax: 856-482-5511 ▪ E-mail
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
842 West Lancaster Avenue
2nd Floor
Bryn Mawr, PA 19010
Phone: 610-525-5518 ▪ Fax: 610-525-5521 ▪ E-mail